Kern Chiu brings over sixteen years of commercial and corporate banking experience including Assistant Vice President of Commercial Banking with a global financial institution.  Leveraging his extensive banking network and experience with clients across diverse industries, his successful financing solutions include real estate, working capital, equipment, as well as mergers & acquisitions.

Kern is a Certified Professional Accountant and worked as the Chief Financial Officer for a well-established national company in the manufacturing industry.

This background provides Kern with a unique perspective by understanding both the client needs as well as the risk appetite and requirements of banks to structure deals and negotiate for best terms and rates on behalf of his clients.

Born in Burnaby, Kern now calls Vancouver home with his wife and two kids. He is passionate about giving back to his community and has served 2 terms as the treasurer for Vancouver Minor Hockey Association from 2018 – 2022 and coached for 8 years on both kids’ teams. Kern is also a volunteer facilitator with Junior Achievement of BC and volunteer instructor for the Canadian Professional Accountant Financial Literacy Initiative. In his spare time, Kern enjoys golf, hockey, and snowboarding.

George has over twelve years of Corporate and Commercial Banking experience, spending his last three years as the Assistant Vice President and Team Lead at an international bank based in the Fraser Valley. George has assisted local businesses with their needs, overseeing large complex transactions across many industries and markets.

George is now in a position where he can focus primarily on his clients’ best interests. His extensive experience and knowledge of commercial lending and finance will be an asset in presenting and negotiating deals for his clients. Whether looking at day-to-day banking, working capital, equipment finance and leasing, real estate and development financing, or cash flow lending, George can help businesses find the best possible financing package.

George lives in Chilliwack with his wife, Carlee, their three boys, Owen, Ben and Jack and their dog, Ollie. George and Carlee both grew up at Cultus Lake and enjoy spending time there with their families. George’s other passion is golf – he is a great partner, both on and off the course!

George is also a Rotarian and is a member of the Chilliwack Mt. Cheam Rotary Club where he continues to be actively involved in the community.

George is licensed under the Mortgage Brokers Act of BC operating as Ashdown Capital (D&G).

Michael has maintained award-winning success over the past decade providing financial solutions to mid-market businesses, corporations, and private equity firms with a focus on senior and subordinated debt. He has split his finance career between a Canadian Chartered Bank with a focus on equipment finance and a leading Canadian Merchant Bank with a focus on cash flow lending, hotels, high-leverage real estate, M & A, and share transition financing.

Michael grew up with an entrepreneur father, fostering an understanding of the unique needs of business owners and the importance of tailored financing solutions. His most recent tenure as Director of a Canadian Merchant Bank saw him with clients across a broad range of industries from real estate and tech to manufacturing and food production.

He currently resides in Victoria with his wife Kailey, his dog Harvey, and in his downtime, you will find him surfing, fishing, and exploring Vancouver Island’s stunning coastline.

Michael is licensed under the Mortgage Brokers Act of BC operating as Ashdown Capital (Tyee).

Brad Kiendl is the founder and Managing Partner of Ashdown Capital. After working in banking for nearly a decade, he realized that his passion was for enabling his clients’ successes, rather than increasing bank profits. It was this realization that inspired Brad to found Ashdown Capital. Now Brad is able to solely be an advocate for his clients, instilling confidence that they have negotiated the most advantageous financing solution for their business or project.

Brad was confident in the business’s framework, of which he built. Brad realized that every business owner desires the help and support Ashdown provides. Brad has recruited more than 20 brokers to Ashdown since its inception, all of whom share his passion for helping business owners. Brad and his colleagues have completed over 500 transactions and are still having a positive financial impact on Western Canadian businesses.

Brad calls Langley home with his wife Melissa, and children, Hudson and Tatum. He is the past President of the Langley Chamber of Commerce, and an advocate for businesses in Langley and throughout British Columbia. Outside of work, Brad plays football and is a low-handicap for hire for Texas scramble tournaments.

Matthew is an experienced corporate lender with close to a decade of experience with HSBC Bank Canada. His diverse finance experience includes Commodity and Trade Finance, Structured Working Capital, Real Estate, Mid-Market Mergers & Acquisitions and Syndications across a diversified set of industries including Manufacturing, Wholesale, Technology, and Transportation.

After obtaining his MBA from the University of British Columbia, with a focus in strategy and finance, Matthew joined HSBC, progressing to the role of Assistant Vice President, Corporate Banking. The opportunity to join Ashdown Capital and work with clients to achieve their entrepreneurial ambitions was exactly the next step that Matthew was looking for.

Outside of work Matthew lives in Olympic Village in Vancouver with his wife Devika. They enjoy travel and yoga together; golf, soccer, and skiing separately. They have worked together for the last three years supporting BC Children’s Hospital through a variety of fundraising events, including the annual BCCH Slo-Pitch Softball Tournament.

David Marti has worked in banking for a decade, with experience in retail lending, small business banking, business banking and corporate lending. For the past four years, David has worked for a large international bank, giving him the opportunity to work through a wide variety of complex deals. During this time, David was able to utilize his business acumen and commitment to customer service to grow his portfolio to the bank’s largest lending book in BC.

David is excited to be joining Ashdown Capital, where he can focus soley on his clients’ best interests, rather than the profits of large banks. His strong banking knowledge and ability to understand and articulate a business’ strengths will allow David to negotiate the best deal for his clients.

David lives in Langley with his wife, Lindsay, their twin daughters, Lucy and Zoey and their dog, Noodle. Having twin toddlers doesn’t leave David much free time, but when he finds some it is spent going for runs or reading a good book.

David is licensed under the Mortgage Brokers Act of BC operating as Ashdown Capital (D&G).

Andrew began his financial career with a chartered Canadian bank right out of University. He quickly rose through the ranks to become one of the youngest commercial relationship managers within the bank. During this time, he managed a variety of portfolios with clients from a wide range of industries, from operating entities to real estate developments.

Andrew found it increasingly challenging to balance the corporate pressure to maximize profits and his desire to provide the best deal for his clients. He joins Ashdown Capital in order to be able to focus exclusively on the client, placing them quickly with the right bank with the right offer.

Andrew calls Victoria home, a place where he attended university, and where he met his partner Sioned. He is a community mentor through Big Brothers Big Sisters of Victoria, and is an active participant in the business community. Andrew spends his free time playing sports and getting outdoors, with a particular passion towards hockey, surfing, snowboarding and fishing. When he is not working, there is a good chance you will find Andrew fly fishing up a local stream or chasing waves on the BC coast.

Andrew is licensed under the Mortgage Brokers Act of BC operating as Ashdown Capital (Tyee).

Ryan Turner is the other partner of Ashdown Capital. Ryan spent nearly a decade working as a Commercial Relationship Manager, and the last three as a Regional Manager, leading a high-performing commercial banking team. During this time, Ryan developed an in-depth understanding of bank credit and pricing approval processes, having both written deals as a Relationship Manager, and approved deals as a Regional Manager. With this knowledge, Ryan is able to negotiate the best structure and price point for his clients, knowing exactly what his peers are looking for when analyzing and approving new deals.

While quickly climbing the corporate ladder, Ryan realized that his passion was for helping clients and doing what’s right for them – not doing what’s right for the bank and its shareholders. Growing increasingly disillusioned with the banks and their preoccupation with targets, Ryan decided it was time to refocus on the cornerstone of our communities, small and medium-sized enterprise owners. As a Principal with Ashdown Capital, Ryan assists businesses in securing the right financing partner (as opposed to solely the financing partner he worked for) and advocate on their behalf to get them the solution and pricing they deserve.

Ryan calls Cultus Lake home with his wife, Angela, and their two children, Lyla and Violet. When not running around to various kids events, Ryan spends his free time playing men’s league hockey and football, and does his best to sneak away for the (more than) occasional round of golf.

Ryan is licensed under the Mortgage Brokers Act of BC operating as Ashdown Capital (Turner).