Kern Chiu brings over sixteen years of commercial and corporate banking experience including Assistant Vice President of Commercial Banking with a global financial institution.  Leveraging his extensive banking network and experience with clients across diverse industries, his successful financing solutions include real estate, working capital, equipment, as well as mergers & acquisitions.

Kern is a Certified Professional Accountant and worked as the Chief Financial Officer for a well-established national company in the manufacturing industry.

This background provides Kern with a unique perspective by understanding both the client needs as well as the risk appetite and requirements of banks to structure deals and negotiate for best terms and rates on behalf of his clients.

Born in Burnaby, Kern now calls Vancouver home with his wife and two kids. He is passionate about giving back to his community and has served 2 terms as the treasurer for Vancouver Minor Hockey Association from 2018 – 2022 and coached for 8 years on both kids’ teams. Kern is also a volunteer facilitator with Junior Achievement of BC and volunteer instructor for the Canadian Professional Accountant Financial Literacy Initiative. In his spare time, Kern enjoys golf, hockey, and snowboarding.

George has over twelve years of Corporate and Commercial Banking experience, spending his last three years as the Assistant Vice President and Team Lead at an international bank based in the Fraser Valley. George has assisted local businesses with their needs, overseeing large complex transactions across many industries and markets.

George is now in a position where he can focus primarily on his clients’ best interests. His extensive experience and knowledge of commercial lending and finance will be an asset in presenting and negotiating deals for his clients. Whether looking at day-to-day banking, working capital, equipment finance and leasing, real estate and development financing, or cash flow lending, George can help businesses find the best possible financing package.

George lives in Chilliwack with his wife, Carlee, their three boys, Owen, Ben and Jack and their dog, Ollie. George and Carlee both grew up at Cultus Lake and enjoy spending time there with their families. George’s other passion is golf – he is a great partner, both on and off the course!

George is also a Rotarian and is a member of the Chilliwack Mt. Cheam Rotary Club where he continues to be actively involved in the community.

George is licensed under the Mortgage Brokers Act of BC operating as Ashdown Capital (D&G).

Michael has maintained award-winning success over the past decade providing financial solutions to mid-market businesses, corporations, and private equity firms with a focus on senior and subordinated debt. He has split his finance career between a Canadian Chartered Bank with a focus on equipment finance and a leading Canadian Merchant Bank with a focus on cash flow lending, hotels, high-leverage real estate, M & A, and share transition financing.

Michael grew up with an entrepreneur father, fostering an understanding of the unique needs of business owners and the importance of tailored financing solutions. His most recent tenure as Director of a Canadian Merchant Bank saw him with clients across a broad range of industries from real estate and tech to manufacturing and food production.

He currently resides in Victoria with his wife Kailey, his dog Harvey, and in his downtime, you will find him surfing, fishing, and exploring Vancouver Island’s stunning coastline.

Michael is licensed under the Mortgage Brokers Act of BC operating as Ashdown Capital (Tyee).

Brad Kiendl is the founder and Managing Partner of Ashdown Capital. After working in banking for nearly a decade, he realized that his passion was for enabling his clients’ successes, rather than increasing bank profits. It was this realization that inspired Brad to found Ashdown Capital. Now Brad is able to solely be an advocate for his clients, instilling confidence that they have negotiated the most advantageous financing solution for their business or project.

Brad was confident in the business’s framework, of which he built. Brad realized that every business owner desires the help and support Ashdown provides. Brad has recruited more than 20 brokers to Ashdown since its inception, all of whom share his passion for helping business owners. Brad and his colleagues have completed over 500 transactions and are still having a positive financial impact on Western Canadian businesses.

Brad calls Langley home with his wife Melissa, and children, Hudson and Tatum. He is the past President of the Langley Chamber of Commerce, and an advocate for businesses in Langley and throughout British Columbia. Outside of work, Brad plays football and is a low-handicap for hire for Texas scramble tournaments.

Matthew is an experienced corporate lender with close to a decade of experience with HSBC Bank Canada. His diverse finance experience includes Commodity and Trade Finance, Structured Working Capital, Real Estate, Mid-Market Mergers & Acquisitions and Syndications across a diversified set of industries including Manufacturing, Wholesale, Technology, and Transportation.

After obtaining his MBA from the University of British Columbia, with a focus in strategy and finance, Matthew joined HSBC, progressing to the role of Assistant Vice President, Corporate Banking. The opportunity to join Ashdown Capital and work with clients to achieve their entrepreneurial ambitions was exactly the next step that Matthew was looking for.

Outside of work Matthew lives in Olympic Village in Vancouver with his wife Devika. They enjoy travel and yoga together; golf, soccer, and skiing separately. They have worked together for the last three years supporting BC Children’s Hospital through a variety of fundraising events, including the annual BCCH Slo-Pitch Softball Tournament.

David Marti has worked in banking for a decade, with experience in retail lending, small business banking, business banking and corporate lending. For the past four years, David has worked for a large international bank, giving him the opportunity to work through a wide variety of complex deals. During this time, David was able to utilize his business acumen and commitment to customer service to grow his portfolio to the bank’s largest lending book in BC.

David is excited to be joining Ashdown Capital, where he can focus soley on his clients’ best interests, rather than the profits of large banks. His strong banking knowledge and ability to understand and articulate a business’ strengths will allow David to negotiate the best deal for his clients.

David lives in Langley with his wife, Lindsay, their twin daughters, Lucy and Zoey and their dog, Noodle. Having twin toddlers doesn’t leave David much free time, but when he finds some it is spent going for runs or reading a good book.

David is licensed under the Mortgage Brokers Act of BC operating as Ashdown Capital (D&G).

Andrew began his financial career with a chartered Canadian bank right out of University. He quickly rose through the ranks to become one of the youngest commercial relationship managers within the bank. During this time, he managed a variety of portfolios with clients from a wide range of industries, from operating entities to real estate developments.

Andrew found it increasingly challenging to balance the corporate pressure to maximize profits and his desire to provide the best deal for his clients. He joins Ashdown Capital in order to be able to focus exclusively on the client, placing them quickly with the right bank with the right offer.

Andrew calls Victoria home, a place where he attended university, and where he met his partner Sioned. He is a community mentor through Big Brothers Big Sisters of Victoria, and is an active participant in the business community. Andrew spends his free time playing sports and getting outdoors, with a particular passion towards hockey, surfing, snowboarding and fishing. When he is not working, there is a good chance you will find Andrew fly fishing up a local stream or chasing waves on the BC coast.

Andrew is licensed under the Mortgage Brokers Act of BC operating as Ashdown Capital (Tyee).

Ryan Turner is the other partner of Ashdown Capital. Ryan spent nearly a decade working as a Commercial Relationship Manager, and the last three as a Regional Manager, leading a high-performing commercial banking team. During this time, Ryan developed an in-depth understanding of bank credit and pricing approval processes, having both written deals as a Relationship Manager, and approved deals as a Regional Manager. With this knowledge, Ryan is able to negotiate the best structure and price point for his clients, knowing exactly what his peers are looking for when analyzing and approving new deals.

While quickly climbing the corporate ladder, Ryan realized that his passion was for helping clients and doing what’s right for them – not doing what’s right for the bank and its shareholders. Growing increasingly disillusioned with the banks and their preoccupation with targets, Ryan decided it was time to refocus on the cornerstone of our communities, small and medium-sized enterprise owners. As a Principal with Ashdown Capital, Ryan assists businesses in securing the right financing partner (as opposed to solely the financing partner he worked for) and advocate on their behalf to get them the solution and pricing they deserve.

Ryan calls Cultus Lake home with his wife, Angela, and their two children, Lyla and Violet. When not running around to various kids events, Ryan spends his free time playing men’s league hockey and football, and does his best to sneak away for the (more than) occasional round of golf.

Ryan is licensed under the Mortgage Brokers Act of BC operating as Ashdown Capital (Turner).

Gregory graduated from Concordia University in Edmonton, Alberta, with a Bachelor of Management. Gregory has more than 9 years of experience with Farm Credit Canada in the commercial farm finance sector, which includes Alberta and British Columbia.  He has expertise in working with a variety of agricultural enterprises and has firsthand experience in operating a family farm in Alberta. Gregory has an Alberta Real Estate Act license and is working to obtain his license in British Columbia while extending his clients to include a broader spectrum of commercial entities. Greg spends his free time golfing, tending to his family farm, and spending time with his wife, Dakota, and their three children, Emmy, Isla, and Adam.

Shizuka has nearly 10 years of experience providing advisory services in both public and private sectors including real estate development, transportation, retail and hospitality. Shizuka is passionate about building meaningful relationships with her clients and understanding their business needs which enables her to provide unique and personalized solutions that will benefit their business.

Before beginning her accounting career, Shizuka owned an import/export business where she quickly learned the importance of cashflow management and financing. With her extensive knowledge in accounting and audit, Shizuka is able to quickly understand and analyze operational processes that are unique to each business and identify their strengths and opportunities for improvement so that she can recommend the most appropriate financing solutions for her clients.

Originally from Japan, Shizuka calls Victoria home with her husband Warren and their two young children. Shizuka moved from Yokohama to Campbell River, BC when she was 11 years old. Uprooting and moving across the world made Shizuka fall in love with travelling to experience and appreciate different cultures, food and architecture. Shizuka spends her free time with family, travelling, exploring the outdoors and hosting dinner parties.

Shizuka is a member of Chartered Professional Accountants (“CPA, CA”).

Kyle brings 13 years of commercial banking experience with a chartered Canadian bank, spanning different cities and segments, with roles in credit, relationship management, and senior management.

While he’s grateful for his time in the bank, he recognized that the underwriting process can be frustrating and believes clients can benefit from a banker that exclusively represents them, not the bank. Having seen Ashdown’s success in B.C., Kyle believes businesses will benefit from bringing the Ashdown model to Calgary.

Kyle calls Lake Bonavista home with his wife, Kim, and daughter, Mila (there is another on the way, but the jury is out on what to name that one). Outside of work, Kyle cycles, weight lifts, and runs. He also moonlights as a mediocre purple belt in Brazilian jiu-jitsu. Despite the occasional black eye and mangled shoulder, jiu-jitsu is really quite good for your health. Email Kyle at kyle@ashdowncapital.ca.

Kyle is also currently securing his mortgage broker license under The Real Estate Council of Alberta.

Ben is an accomplished professional with over a decade of experience in the financial industry. Having worked in both retail and commercial banking, he has developed a comprehensive understanding of the intricate workings of the finance world.

Throughout his dynamic career, Ben has held various roles, including working for a real estate developer and managing insurance-based tax planning and corporate strategic planning businesses. This diverse experience has honed his financial planning and strategic thinking skills.

Ben’s fervor for assisting business owners stems from his upbringing in a family that has successfully managed a restaurant business for over three decades. This background has instilled in him a deep understanding of the challenges that business owners face and a passion for helping them navigate the complex world of financing.

Ben lives in Vancouver with his wife and two boys. In his spare time, you can find him reading and doing inner exploration work, acting as a family chauffeur, and progressively morphing from dog to cat person thanks to his wife and two cats.

Tyson joined Ashdown Capital in 2019 after graduating from UBC with a Bachelor of Commerce, specializing in Finance with a focus on Corporate Finance, M&A, and Venture Capital. He also has extensive experience working in sales and customer service. By combining his education and experience, Tyson can effectively analyze the needs of businesses, and work with them to obtain the funding required to achieve their business goals.

By joining Ashdown Capital, Tyson has chosen to continue to work on behalf of the client. His passion lies in connecting with clients and working to find solutions that will help their business to succeed.

Growing up and residing in Coquitlam, Tyson has strong ties to the Greater Vancouver area. Outside of work Tyson enjoys taking advantage of the endless outdoor activities that BC offers. He can be found year-round on a mountain or river, skiing, fishing, or hiking.

Inder brings to the Ashdown Capital team over ten years of commercial banking experience with a large, Canadian bank. He has worked across commercial banking markets, including Surrey, Delta and the Fraser Valley.

During his time with the bank, Inder fostered a passion for finding the best possible solution for his clients—even when it was not necessarily the most advantageous outcome for the bank. With this focus always top of mind, Inder developed strong client relationships, centred on genuine advice and customized solutions to the financing challenges at hand.

Inder lives in Delta with his wife, Karen, and two children, Mila and Devin. His free time is spent balancing double-duty soccer coaching, shooting hoops, and perpetually planning his next NFL road trip.

Lee has worked in the commercial and investment markets for over 14 years. He focuses on high-leveraged, complex transactions with short timelines, making him an ideal fit for the Ashdown team’s fast-paced and efficient work style. Previously working as a manager for a government entity dealing with major accounts, Lee has figured out how to get deals done by collaborating with multiple institutions at the same time toward a common goal: delivering excellent financing solutions for the client. This has assisted in the establishment of long-term contacts, which has greatly helped to deliver whichever solution is best for the client. Lee spends his free time with his three children and enjoys the outdoors. Lee also works as a paid on-call firefighter for the Maple Ridge Fire Department, where he resides.

Josh joins Ashdown having spent the last three years managing project finance for a local developer, and the prior four years with a chartered Canadian bank. Josh also brings a master’s degree in international business from the University of Victoria to the team. His knowledge and experience representing both lenders and borrowers will allow him to provide well-rounded client service and match clients with the most appropriate lending solution.

Through his commercial lending experience, Josh developed an aptitude for construction financing, catering to small and mid-sized developers that other banks frequently overlooked. He became a key team member of the Bank’s pilot project for small and medium enterprise lending. By providing a level of attention that most Banks reserve for their larger clients, Josh established a portfolio of commercial and real estate clients that looked to him for the capital requirements they needed to grow their business.

Josh grew up in Port Moody and now calls Coquitlam home, where he lives with his partner Alicia and their son, Oliver. He is a lifelong snowboarder, a travel enthusiast and an avid reader.

Clayton brings 20 years of finance experience to Ashdown, having helped clients of all sizes, across all asset classes, and in a multitude of industries.  Clayton spent 17 years in the Canadian financial services industry: initially in Equipment Leasing and Real Estate finance with a major American non-bank lender; then as a Commercial Banking Team Leader for a Canadian chartered bank; and then in Corporate Banking for a major international bank.  The insights gained from helping clients through asset and business acquisitions, periods of intense growth, and periods of challenge and adversity enable Clayton to bring fresh perspective to clients’ capital needs and structures.

Most recently, Clayton put his accounting designation to work as Vice-President of Finance for a well-established real estate development and investment company.  This private enterprise experience has enabled Clayton to view the ever-changing lending landscape from the eyes of the borrower, and has bolstered his desire to help as many clients as possible.

Clayton thinks he mountain bikes and thinks he skis, however the time invested at home with his wife Kristie and their 3 children enabling them to follow their passions means the legs are little rusty!  Family time is well spent camping, boating, and roaming the neighbourhood.

Clayton is licensed under the Mortgage Brokers Act of BC operating as Ashdown Capital (CC).

Kulraj has nearly two decades of international banking experience, starting by handling wealth planning for business owners as a Senior Financial Planning Manager in the UK before transitioning into commercial banking for the last 12 years in British Columbia. While working as a commercial banker in business banking and the mid-market area, Kulraj gained valuable experience in the credit approval process and negotiated with credit approvers for commercial lending transactions across multiple sectors. Thus, expanding his local knowledge of various businesses in BC, ranging from forestry to transportation. Kulraj has a particular interest in real estate development projects.

Kulraj has a post-graduate diploma in business management from the University of Leicester in the United Kingdom. He has firsthand experience of running a successful company for over a decade in the UK before transitioning his profession to that of a trusted adviser/banker.

Kulraj resides in Maple Ridge with his wife and a dog, while his two grown-up children have both achieved success in their respective fields.

Shayne is an seasoned commercial capital advisor with nearly a decade of experience working with a large international bank as well as with a Big Five Canadian bank. Given Shayne specialized in diverse industries (transportation, manufacturing, food & beverage, retail, distribution, and agriculture), he developed a strong ability to understand, adapt, and connect with each business to ensure a custom tailored financing package was provided. Throughout his career, Shayne excelled with creating longstanding and meaningful relationships with his clients; he prides himself on being able to provide creative financing solutions and his passion for always putting the interests of his clients ahead of his own.

Shayne is excited to join Ashdown Capital, where he can enhance his focus on the client’s best interest and focus on the profits of the businesses shareholders vs the profits of the banks shareholders. Putting the customer first and leveraging his experience, and network within commercial banking, to help clients position their businesses for success.

Shayne is proud to call Chilliwack his home, along with his wife, Tahnee, and two boys, Thomas and Beau.  Recently purchasing acreage, Shayne and his family spend a majority of their free time working on the property and living the true Fraser Valley lifestyle. Shayne is known to be quite handy and enjoys getting his hands dirty and taking on renovation projects. Enjoying all things outdoors including: camping, boating, hiking, golfing, and sitting on the back patio enjoying the peaceful mother nature.

Steve has over a decade of experience in private equity acquiring and operating privately held companies in North America in a wide variety of industries. He has raised debt and equity capital, acquired companies & real estate, hired and mentored executive teams, chaired and sat on boards, driven strategic planning, and also been an operator.

Steve’s perspective on financing has come from years of working with banks as a business owner. He joins Ashdown Capital to be an advocate for other owners and executive teams to help get them the best possible financing solution for their circumstance. Steve has specialized in a variety of industries over the years including but not exclusive to; logistics, building products, agricultural equipment, distribution, niche manufacturing, insurance, real estate, healthcare & technology.

Originally from Australia, Steve splits his time between Victoria and Vancouver with his wife Jill. He currently volunteers his time mentoring and advising leaders at a number of nonprofit organizations and early-stage startups.  The ocean and the backcountry are Steve’s happy places. It’s not uncommon to see him studying marine charts and topographical maps to plan his next adventure.

Kevin brings over 25 years of commercial lending, finance and senior leadership to the Ashdown team on Vancouver Island, and beyond. He embodies the essence of putting relationships first and working passionately on behalf of his clients. Whether his clients’ commercial lending needs include large, complex structures such as real estate construction or are as routine as commercial mortgages or revolving lines of credit, Kevin will find the perfect solution for you.

He is motivated by his love for the deal and his absolute clients’ success, supporting their transition from ‘today to their ideal tomorrow’. Kevin is licensed under the Mortgage Brokers Act of BC.

When Kevin is not aggressively working on behalf of his clients, he’s often found being competitive on the golf course, spending time with family in the Mid-Vancouver Island area, or at his ‘warm’ home in the California desert.

Patrick previously spent over six years at senior commercial lenders working with a diversified group of business owners to help achieve their financing goals. His main strategy is to leverage strategic networks to provide a holistic approach that identifies the best solution for clients to grow their business.

Prior to banking, he worked with his family’s local business for ten years, learning about the challenges of managing a small business in the Fraser Valley community. Today, one of the things that motivates him is continuing to support entrepreneurs in his community by applying his knowledge in commercial lending.

Patrick received his Bachelor of Business Administration, majoring in finance, at Simon Fraser University. He completed a portion of his BBA at National Taiwan University with the goal of learning international business. He continues to enjoy international travel for both personal and professional growth.

Spencer recently graduated from Trinity Western University with a Bachelor of Business Administration dual specializing in Finance and Management. Spencer has gained practical knowledge and experience in sales and client services through his prior internships and other work experiences. This amalgamation of education and practical experience has allowed Spencer to successfully analyze the needs of local businesses and work along side them to get the funding they desire.

Prior to joining Ashdown Spencer worked for several years at his father’s small business. This experience allowed Spencer to gain insight into the unique challenges of running and operating a business in the lower mainland. Spencer’s motivations can be found in his desire to support the client and find practical solutions to help them achieve their business needs.

Spencer currently resides in White Rock, BC with his wife Berkeley. Spencer’s free time is often spent outdoors exploring British Columbia’s wilderness or scouting hockey players in various rinks throughout the lower mainland.

Andy has worked in the retail banking sector for the last half decade, with experience in retail lending and small business banking for a chartered Canadian bank. His focus during those 6 years was to provide credit solutions to client’s unique needs and cultivate client relationships. He also has extensive experience in sales and customer service from previous positions outside of financial institutions. He successfully combines these experiences and skills to develop a strong relationship with his clients, focusing on transparency and providing the right advice for each client.

Andy joins Ashdown Capital with a focus on client relationships as a goal, rather than big banks sales targets. His understanding of banks credit policies, regulations, approval processes and the current industry direction will allow Andy to put clients in the best position to fulfill their goals while maintaining the financial health of their businesses.

Andy has a Bachelor of Arts from UBC, majoring in History and English literature, with a previous career focus on post-secondary education. He currently lives in Surrey with his dog Oliver. In his free time he can be found playing men’s league football and baseball or experiencing BC’s parks and trails with his dog.

Evan is an experienced debt originator who began his financial career with a chartered Canadian bank before joining the Province’s Capital Markets team right out of University. Evan quickly rose through the ranks to become one of the youngest portfolio managers in the Province. While with the Province, Evan led numerous large-scale debt transactions that provided financing for infrastructure, commercial and residential projects.   He is a CFA level II Candidate with a strong background in financial analysis and modeling.

Evan joins Ashdown Capital with a focus on fostering relationships with his community and working with his clients to ensure their future success. He is excited to be joining a team whose key focus is always finding the best deal for their clients, rather than the corporate pressure to maximize profits that he experienced during his time with the bank.

He is originally from Campbell River and currently resides in Victoria with his girlfriend Georgia. In his downtime, you will find him outside fishing, golfing, hiking, skiing or pursuing some other endeavor that allows him to get outside and enjoy the beautiful B.C. backcountry.

Lexi is the Office Manager at Ashdown Capital. With years of experience in managing complex administrative tasks and coordinating schedules, Lexi is an expert in keeping the office running smoothly while providing top-notch support to the team.

Before joining Ashdown, Lexi worked at a large international bank where she honed her skills in handling sensitive information with discretion and producing high-quality work that meets the needs of clients and colleagues.

Lexi is a lifelong Chilliwack resident. When she’s not busy at the office, Lexi is playing beer league hockey, camping, or exploring the great outdoors in any way possible.