CMHC Insured Lending

CMHC Insured Lending

Unlock Your Real Estate Dreams with Confidence – CMHC-insured Lending from Ashdown Capital

Over 30% of Canadians currently rely on rental housing as an alternative to homeownership. As Canada’s provider of mortgage loan insurance for multi-unit residential properties, CMHC ensures that Canadians’ rental housing needs are met, and supports government efforts to expand and preserve the supply of rental units across Canada.

To facilitate these efforts, CMHC provides access to preferred rates that can substantially lower borrowing costs for the construction, purchase, and refinancing of multi-unit residential properties, making it more attractive for builders and investors to build and hold rental properties.

What is CMHC-insured Lending?

CMHC, the Canada Mortgage and Housing Corporation, offers loan insurance programs designed to mitigate risk for lenders and borrowers. With CMHC-insured financing, a small premium is paid in exchange for the security of mortgage default insurance. This allows lenders to offer more favourable loan terms, opening doors for a wider range of borrowers.

Benefits of CMHC-insured Lending with Ashdown Capital:

  • Competitive Interest Rates: CMHC-insured mortgages often come with lower interest rates compared to conventional high-ratio mortgages. This translates to significant long-term savings on your mortgage payments.
  • Greater Borrowing Power: With CMHC insurance mitigating risk for lenders, you may qualify for a larger mortgage than you could with a conventional high-ratio mortgage. This allows you to invest in a property that better suits your needs and aspirations.
  • Streamlined Process: Our experienced team at Ashdown Capital simplifies the CMHC-insured lending process. We guide you through every step, from eligibility requirements to application submission, ensuring a smooth and efficient experience.
  • Expert Guidance: We understand the nuances of CMHC-insured lending and can answer all your questions. Our goal is to empower you to make informed decisions about your real estate financing.

Why Choose Ashdown Capital for Your CMHC-insured Loan?

  • Proven Track Record: We boast a successful history of securing CMHC-insured financing for our clients. Our expertise ensures a smooth and efficient process.
  • Network of Lenders: We maintain strong relationships with various lenders who offer CMHC-insured mortgage products. This allows us to shop around and find the best possible rates and terms for your specific situation.
  • Client-Centric Approach: We prioritize understanding your unique needs and goals. Our team works tirelessly to find the perfect CMHC-insured loan solution for you.
  • Seamless Communication: We keep you informed throughout the process and are always available to answer your questions.

Leveraging CMHC Rental Programs